Friends, today we are going to talk about Atal Pension Yojana, friends, on October 1, 2022, some changes have been made in this pension scheme, we will also know about that and we will also know about the details of this pension, so first of all let’s see this
The pension was launched in 2015 and offers guaranteed pensions ranging from ₹1000 to ₹5000 per month for those who attain 60 years of age.
As you can suck yourself, either you take ₹ 1000 a month, ₹ 2000 ₹ 3000 ₹ 4000, then ₹ 5000, according to which pension you choose, you will have to deposit money till the age of 60 years.
What Is Atal Pension Yojana?
Till the age of 60 years and as soon as you become 60 years old, you will start getting a pension. To get this pension, you must have a savings account, whether it is in a private bank or in a government bank, or you can open this account.
You can also open this account in the post office, to take the scheme, your age should be from 18 years to 40 years and if you talk about the document, then all the documents will be there if the bank account has come, but still, your Aadhaar card is with you. Mobile number should be registered, the talk will start after 5 years and both husband and wife can open the account.
By the way, this scheme has been taken out for the poor people, who are in the Anwarganj sector, such as shopkeepers, small auto owners, mechanics, vegetable sellers, etc. The plan has been made for these types of people after that here you can see the table.
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Can see if suppose your age is gardener, yes but it is 25 years ok then it is 25 years you have to deposit money till you are 60 years i.e. for 35 years
Here you can see there is a calculator, I will give you its link, here you have to have a glimpse of yourself, it is okay by going back and forth, here you are being done and after that, you have to select more pension,
how much money you If you want to take monthly tension when you will be 60 years old, here you will be shown how much money you have to deposit every month and for how many years and in how many years you have deposited so much money in total.
Atal pension yojana Payment Late Fine Details
If we talk about the charge in the Atal pension yojana, then if you delay depositing the money, then you will have to pay a fine of ₹ 1, you will have to pay a fine of ₹ 1 per month and if your money goes between ₹ 101 to ₹ 500, then you will have to pay ₹ 2 as a fine.
And if your pension money goes between 501 to 1000 then you will have to pay ₹ 5 fine this month and if your money goes above ₹ 1001 then you will have to pay ₹ 10 fine if you delay in paying so You can get auto debit done.
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After that friends, if you do discontinuance and stop paying their money, then after 6 months your account will be closed, is called freeze and if you put any money in your account for 12 months, then deactivate your account.
Will be given and if you do not pay for 24 months up to 2 years, do not pay money in any way in the account, and do not put any money, then your account will be closed.
Where is the government on 1st October 2022, then the government said that the person who pays tax cannot open this account, no matter who the person is, then the person whose account was opened before 1st October The account will continue even if he pays the tax again, it is okay and after October 1, the account of the person who has opened the account and also pays the tax, then his account will be closed?
What Happens After Death In Atal pension yojana
Now friends, what will happen on death, if we assume that death happens after 60 years, then if we assume that the husband had got his pension done, then his wife will start getting a pension, and when his wife dies, then the nominee will get the pension. Money is there he will get it with the interest you can go to the bank and find out.